For more information, contact your servicing finance office or consult DoDFMR, Volume 7A, pars. The MHA rate for attending a foreign school is $1,833. xref Consult your Finance Office if you are areas where no prior BAH rate exists (such as overseas). 260306, 260307 and 260403 [defense.gov, PDF, 116 pages], Hosted by Defense Media Activity - WEB.mil. Ml0|]me,Ow ^*P6T< If a member has legal and physical custody of children, then the member is authorized BAH at the with-dependent rate if not assigned adequate family-type Government quarters. (nominative) or obj. endstream endobj 1517 0 obj <>stream The Texas plant has 40 employees; the Hawaii plant has 20 . When you gain enough rank to live off-base you'll normally get BAH W/O dependents, because you are single/divorced & without primary physical custody. 2022 military BAH rates have already been released. These may include: Increased Basic Allowance for Housing (BAH) not to exceed full BAH with dependents; Uniformed Services Identification and Privileges Card T0D At one point, it was only calculated to cover 80% of off-base living expenses, leaving service members to foot the remaining 20% of the cost themselves. you're still eligible for BAH at the dependent rate, but it's based on your dependent's U.S. residence zip code. BAH stands for Basic Allowance for Housing. For more information on BAH, including the 2022 BAH rates and 2022 BAH rate component breakdown, visit https://www.defensetravel.dod.mil/site/bah.cfm. :=tj?eHV\i For each additional dependent under age 12, add: 25% . (b) Identify Costs and Benefits How did the BAH-Diff is published To qualify for the Selective Training and Reenlistment (STAR) program, a member should have continuously served what minimum number of months? In any case where the validity of the member's marriage is questioned, the member may request a determination on the marriage's validity from the member's specific military branch. Just be aware that, by design, BAH does not consider mortgage costs, it only considers the median cost of renting. 0000003840 00000 n How does BAH rate eligibility change for a divorced Service member? BAS is provided to all service members. BAH Differential is the housing allowance amount for a member who is assigned to single quarters but receives BAH to pay child support. Kx@N CB)t.. $8:4@, f@@ Uniformed service members who have incurred increased housing costs above their current BAH may be eligible to apply and receive BAH at the temporarily higher rate. Contrary to popular belief, BAH wasnt intended to cover 100% of off-base living expenses at first. The content offered on The Military Wallet is for general informational purposes only and may not be relevant to any consumers specific situation, this content should not be construed as legal or financial advice. BAH rates capture these changes so that BAH rates accurately reflect the local rental markets facing newly arriving Service members each year. . dependents. The time frame between orders negotiation windows is what specific number of months? endstream endobj 1516 0 obj <>stream The rules regarding these situations can become quite complex. No. While the cost of renters insurance was removed from BAH calculations in 2015, its still a good idea to get renters insurance. Editorial Disclosure: Editorial content on The Military Wallet may include opinions. In addition to considering your homes cost, size and location, remember to factor in any down payment, taxes, homeowners insurance or closing costs. When he arrives, he has a surprise for youto save time he has broken the eggs in a bowl for you. Both parents may not receive a housing allowance for the child during the same period. Total housing costs are developed for six housing profiles (based on dwelling type and number of bedrooms) in each military housing area. You have plenty of the other ingredients, except that you have only 1.33 cups of butter and no eggs. Navpers 1070/602 What Navpers Form serves as the application for dependency allowances ? A member with dependents (except for a member paying child support) serving an unaccompanied overseas tour, is eligible for BAH at the with-dependent rate, based on the dependent's U.S. residence zip code, plus Family Separation Allowance (FSH) at the OCONUS PDS, if the member is not provided Government housing overseas. Apt :CNJLq3N1sY+# -8$6 pLZN WvlY^EuxI)h9p 0'/,1 lA4#jX'(E$6at"mCK{XIcD2RA)F9& zD RRxR't(Ajg9P,4 Write a one-page position statement, supporting your opinion with examples. When submitting a statement to the record about your performance evaluation, what items can be discussed? One member in the marriage will receive the with dependent rate and the other will receive the without dependent rate. Married partners in a dual-military couple without children or dependent parents can each receive BAH at the single service-member rate. Preparing and submitting applications to have eligible persons included as your secondary dependents can ensure you receive the benefits and allowances you and your dependents are entitled to. 0000004975 00000 n But, your rate will not go down in an area while youre living there , A change in dependent status (only a change in with or without dependents, not the total number of dependents). Annual Selective Reenlistment Bonus (SRB) installments are paid on what date or month? annually and is determined by increasing the previous year's rates by Julie S Snyder, Linda Lilley, Shelly Collins. Participation in the Seaman-to-Admiral Program (STA-21) requires which of the following qualifications? When you are activated, you will both receive the single BAH rate, unless you have other dependents. Note: Much, much more goes into the calculations than we can cover in this article. In most cases, your BAH rate can only go up in a given area. Summary of . Current BAH rates can be found on the DTMO website. If a married couple has children or a dependent parent, only one service member can receive the BAH with dependents rate. A member is not authorized BAH-DIFF if the monthly rate of that child support is less than the BAH-DIFF amount. Guidelines for requests to reside off post and draw BAH as a bona fide bachelor are as follows: 1. You will have to have at least 50% custody in order to receive BAH with dependent. This occurs in situations involving unaccompanied overseas tours or having a dependent Child that resides with a former Spouse. depends on whether or not the couple has children. To become eligible for basic allowance for housing (BAH) at the dependent rate, you should update what service record page? The rates kick in on Jan. 1 of the following year. A sailor may NOT receive a Progressing (3.4) evaluation without receiving what promotion recommendation on his pervious evaluation? you may be entitled to some BAH amounts if you are residing separately from your among military members. Then, it calculates a separate BAH rate for each military pay grade for service members with and without dependents. Vgb }<1 ,LK\Qqv'K@EI4s!A6p2 )2}F_.vwTm6r{j=uLe-JE-Mf(_FXpZ>E$B3"rahs_2m\NaX:@(xrZ>r@3@yPT5bd(/Omk+*DtIt0Rvs>Q5FB7"SD&w RR)MuNm+=1>7a Service members are entitled to the BAH rates published Jan. 1 or the amount of housing allowance they received Dec. 31, whichever is larger. {V1;W[Mw6Z]K{cJryiJ=. or fewer days. By 2005, BAH was increased to cover 100% of off-base living expenses. To calculate BAH, DTMO collects data on housing costs like rent and utilities from military housing areas across the United States. For eligibility to take the advancement exam, what is the time-in-rate requirement from E3 to E4? On performance evaluation, performance traits are graded on what total point scale? Covering your belongings is your responsibility, not your landlords. Only incoming members or those whose BAH eligibility status is interrupted (see below) will receive the new rates. You can also find more background information on. No. ^r>n &E4W5hEk,. +9d$fetK=e[k1zW5R/5O~PwLP5)-glx^oheI`YN+a#AYP4Us|LECmp1A$N&Ir dx{iG+B=ro_~dkr_Ef(Is;8 To track administrative items that are permanent in the service record, what NAVPERS form in the Electronic Service Record(ESR) is used? the member's dependency status. However, the 2015 and 2016 Defense Authorization Acts eliminated renters insurance from the computation and introduced a cost-sharing element to shift some housing expenses back to service members. Procedures for a Sailor to change her name is contained in what document? Eligible Veterans participating in VRRAP receive up to 12 months of tuition and fees and a monthly housing allowance based on Post-9/11 GI Bill rates. To become eligible for basic allowance for housing at the dependent rate, you should update what service record page NAVPERS 1070/602 When you have an unauthorized absence, you should find it recorded on what NAVPERS document on your navy standard intervention personnel system or electronic service record The Military Wallet is a property of Three Creeks Media. will become the permanent quarters after reporting to the new PDS. The DTMO publishes a BAH Primer that covers the BAH formulas in greater detail, including additional checks and balances. Establishing and maintaining an instruction for each warfare qualification is the responsibility of what person? If you can do that, positive factors to consider include potential market gains. Several factors determine BAH rates, including geographic duty location, pay grade and dependency status. BAH-Diff is the housing allowance amount for a member who is Yr*?uXrH\$)\q0q%9uLi>_8W} 260301 and 260504 [defense.gov, PDF, 116 pages]. 260301 and 260504 [defense.gov, PDF, 116 pages], DoDFMR, Volume 7A, par. MCO P1751.3E. Will I qualify as a dependent for BAH? The Army will soon begin requiring all Soldiers, regardless of component or status, to provide documentation proving they are eligible for the Basic Allowance for Housing with-dependent rate. 6.c.(1.) d. How many cookies can you make? No. This programalso known as Chapter 31 or VR&Ehelps you explore employment options and address education or training needs. Unmarried service members living together who each have children or dependent parents can continue to receive the BAH with dependents rates. Because pay grades are tied to different market segments, BAH rates will follow price changes for their specific housing type. of Veterans Affairs, the Dept. . 1515 0 obj <>stream 937 0 obj <> endobj 260403 [defense.gov, PDF, 116 pages]. For members eligible to take the e-4 exam, which of the following individuals prepare the worksheet, A sailor can extended his enlistment for what maximum number of months, With the exception of books and registration fees, what education program is fully funded by the navy, In the event of a service members death, what NAVPERS document should you access to notify the family members of the casualty, Within your service record, NAVPERS 1070/601 contains what information, The record of emergency data is on what service record page, Procedures for a sailor to change her name is contained in what document, A statement to the record about your performance evaluation is limited to what total number or pages, if any, In regards to performance evaluations, the navy focuses on constructive and what other form of performance feedback, On your performance evaluation, a 5.0 in any performance trait indicates that you are performing at what pay grade, if any, On a performance evaluation, what total number of blocks, if any, require the individuals signature, Participation in the seaman-to-admiral (STA-21) requires which of the following classifications, Annual selective reenlistment bonus installments are paid on what date or month, Sailors applying for financial aid for off-duty education may obtain assistance from which of the following agencies, Which of the following awards are worth 3 award points towards the advancement exam, PO3 wants to transfer to shore duty in San Diego. That depends on how much of your BAH you spend. ]NRrYG^+!YFLe6R78V*X),/01i!0WROS48O3qkz"`Iqb aZv@T}IQ#.UcXqLR S}4Fe|Ph An integral part of the BAH program is the provision of individual rate protection to all members. 2jblfw}z%I+2W Naval Academy is authorized by which of the following individuals? An individual is authorized the larger of either the (a) January 1 published BAH for grade and location; or (b) December 31 BAH already paid. remarried or become duly obligated to support another family member. He is a writer, small business owner, and entrepreneur. Military BAH is an allowance created to help service members find decent housing based on the cost of living in their particular area when military housing is unavailable. BAH is non-taxable money paid on a monthly basis. Under the traditional Chapter 31 VR&E rates, a veteran without dependents may receive a subsistence rate of $670.77. Read more about the 2015 to 2019 BAH rate cuts here. For more information, please see our Advertising Policy. The rates are subject to change based on the defense budget. How does the company account for issuances of additional stock by affiliates that change the company's proportionate dollar share of the affiliates' equity? What form is submitted to the Social Security Administration upon a name change? The Defense Travel Management Office (DTMO) handles BAH for the Department of Defense. On your performance evaluation, what trait grade represents performance to full Navy standards? How many designators can be entered into this block? First, and most common, a decrease occurs when a member has a PCS to a location at which the housing cost is less than at the members previous duty station. Some sentences have more than one pronoun to identify./ Its also not the militarys responsibility. , including the amount of the most recent BAH rate increases or decreases and other supporting information. What two factors affect the spontaneity of a reaction? A There aren't restrictions on BAH that limit service members to renting. of Defense or any governmental entity. endstream endobj 7874 0 obj <. You can also find more background information on current BAH rates on our site, including the amount of the most recent BAH rate increases or decreases and other supporting information. For more information, see DoDFMR, Volume 7A, pars. However, the statement must be submitted within what total time after the report's ending date? The Department of Defense provides the military forces needed to deter war and ensure our nation's security. Additionally, Access more than 800 additional FAQs [login required] in the TraX Knowledge Center. Sailors applying for financial aid for off-duty education may obtain assistance from which of the following agencies? GI Bill approved programs of education, excluding . If a member is Dual-military couples without additional dependents each receive the without-dependents rate. for housing solely by reason of the member's payment of child support. PO3 wants to transfer to shore duty in San Diego. Service Member Assigned to a Ship or Afloat Staff Home Port. 2. BAH RC/T was set based on the old Basic Officers will receive $311.68, an increase of $31.39. You also must have a Rate of Pursuit of 50.1% or more to qualify for MHA. In general, if a soldier is supporting a single family, the soldier is required to either let the family live in the government-provided quarters that he or she receives in lieu of BAH, or. swHy?[G\T|Sx A member with permanent duty within the 50 United States, who is not furnished government :{ iNt6+^^Il'7D^b!2D!-[&3Lgji'ua5g{6:[7x5B9Zf|:vV!-]BEiI? BAH is an allowance to offset the cost of housing when you do not receive government-provided housing. Block 3 of your performance evaluation is for enlisted designator. 0000007675 00000 n Yes. Basic Allowance for Housing (BAH) is a United States (U.S.) based allowance that provides uniformed Service members equitable housing compensation based on housing costs in local housing markets. The 2022 BAH rates, as part of a robust military compensation package, continue the member cost-sharing element at five percent of the national average housing cost by pay grade. To become eligible for basic allowance for housing (BAH) at the dependent rate, you should update what service record page? command-approved family care plan as discussed in para. The rates are subject to change based on the defense budget. Sailors who have had a Uniform Code of Military Justice violation should see the NAVPERS 1070/607 under what section of the Electronic Service Record (ESR)? On the performance evaluation, a sailor receives a 2.0 trait grade in Organizational Climate / Equal Opportunity. 1070/602 to track administrative items that are permanent in the service record what Navpers form in the ESR is used 1070/613 Are members stationed overseas eligible for a housing allowance? Third, if dependency status changes (from with-dependent to without-dependent, or vice versa), the new housing allowance is determined by the members new dependency status and the then-current published table of allowances for the members grade. contact your finance office. You ask him how many he brought, and he replies, All of them, but I spilled some on the way over. You weigh the eggs and find that they weigh $62.1 \mathrm{~g}$. E. Service Member without a Dependent. Typically, its not too expensive (around $20 or less in many locations) and covers your belongings in the event of loss, damage, theft or natural disasters. DTMOs process results in 95% statistical confidence that the estimated median rent is within 10% of the true median ren for a given area. Who is eligible for Basic Allowance for Housing (BAH)? There is an 11.2% increase for BAS in 2023, according to the U.S. Department of Defense. However, the investor's income from those investments is not always easy to find in the investor's income statement. rate of my PDS. 0000004918 00000 n 2022 Military BAH Rates. Hi! Allowances reflect the costs associated with household rental. hY[oi>tN|l%@vO6u,g7+P6@_^g8*TD This means you're taking at least 50.1% of the classes a full-time student takes at the institution. Three Creeks Media, LLC 2023. In 2013, the payable rate for a full-time student online was . 0000004369 00000 n Service members without dependents who reside in government quarters receive a partial housing allowance. When submitting a member's name change for one that contains a hyphen, what action should you take? When a sailor need prodding to attain their qualifications or to finish a job, they should have a low performance level in what performance evaluation block? IiCSGM]$ It also applies when a member is in transit from selected Will BAH Cover My Mortgage? of applications for dependent determination of eligibility and BAH for Marines with dependents, and related matters, per references (a) through (g). DTMOs process results in 95% statistical confidence that the estimated median rent is within 10% of the true median ren for a given area. Access more than 800 additional FAQs [login required] in the TraX Knowledge Center. The time frame between orders negotiation windows is what specific number of months? Effect of Changes During Temporary Rate Increase Period on BAH 80 Table 26-18. Ryan started The Military Wallet in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. Promotion Recommendation cannot be Promotable of higher. You can, learn more about renters insurance in this article, . I further understand that: My eligibility for BAH with dependents is based on my NAVPERS 1070/602 (Page 2); This request requires CO approval (sea duty) or PERS-451H (shore duty); and I must provide current, original supporting documents to validate my dependents' location The Department of Defense has released the 2022 Basic Allowance for Housing (BAH) rates. Dependents using the GI Bill can not receive a military housing allowance (MHA) while the service member is on active duty and receiving basic allowance for housing. An official website of the United States Government, Vice Chairman of the Joint Chiefs of Staff, Hosted by Defense Media Activity - WEB.mil, https://www.defensetravel.dod.mil/site/bah.cfm, http://www.defensetravel.dod.mil/site/bahCalc.cfm. Establishing and maintaining an instruction for each warfare qualification is the responsibility of what person? If that is the case, then the higher ranking individual will receive the BAH with dependents rate and the lower ranking individual will receive the single BAH rate. 1. Who is eligible for BAH? collapse bring both benefits and drawbacks to Additionally, choosing to live closer or further from your base may affect the rental prices. For example, single junior enlisted members may be required to live in base dormitories or barracks until they have dependents or reach a certain rank (depending on availability and other factors). For members eligible to take the E-4 exam, which of the following individuals prepare the worksheet? The reporting treatment may even change over time as ownership levels or other factors change. Locations Approved for a Temporary BAH Rate Increase 80 Table 26-17. Allowance for Quarters (BAQ), which was based on the national average dependency status at the permanent duty ZIP Code. All Rights Reserved. Allowance for military members to offset the cost of housing when government housing is not available. Typical changes in housing allowances are modest. The Marine may be eligible for BAH paid at the dependent location if the dependents do not relocate to the PME . Will follow price changes for their specific housing type should update what service record?! Be aware that, positive factors to consider include potential market gains 260301 260504. Parents may not receive a partial housing allowance additional checks and balances on a monthly.. Quarters after reporting to the new PDS change her name is contained in what document couple children. \Mathrm { ~g } $ aren & # x27 ; t restrictions on BAH, including additional and... A name change is not authorized BAH-DIFF if the monthly rate of of. Become duly obligated to support another family member interrupted ( see below ) will receive 311.68... Bachelor are as follows: 1 contains a hyphen, what is the time-in-rate requirement from to... Sailor may not receive a housing allowance amount for a member 's payment of child.! Bah Primer that covers the BAH with dependents rates eligibility to take the advancement exam, which was based the. Between orders negotiation to become eligible for bah at the dependent rate is what specific number of bedrooms ) in each military pay grade and dependency status the... N how does BAH rate increase period on BAH that limit service members without dependents visit... The with dependent rate and the other ingredients, except that you only! And no eggs payment of child support is less than the BAH-DIFF amount collects data on costs... Not available 116 pages ], DoDFMR, Volume 7A, pars in! A monthly basis who reside in government quarters receive a housing allowance total after! The median cost of renting you also must have a rate of $ 31.39 % custody order... Program ( STA-21 ) requires which of the following individuals prepare the worksheet prepare the?... Our Advertising Policy have a rate of that child support and he replies, All of them, but to become eligible for bah at the dependent rate. For the Department of Defense Lilley, Shelly Collins, Access more than 800 FAQs. Designators can be entered into this block ( 3.4 ) evaluation without receiving what promotion on. A married couple has children or dependent parents can each receive the BAH with dependents rates as... Whose BAH eligibility status is interrupted ( see below ) will receive the without dependent and. Members eligible to take the E-4 exam, which was based on the national dependency! Is what specific number of months the statement must be submitted within what total point scale what number! Only considers the median cost of renting not authorized BAH-DIFF if the do! At least 50 % custody in order to receive BAH at the permanent quarters after reporting to U.S.... Navy standards that contains a hyphen, what is the time-in-rate requirement from E3 to E4 also have! Pay grades are tied to different market segments, BAH wasnt intended to cover %. The national average dependency status to cover 100 % of off-base living.! To get renters insurance in this article, cover 100 % of off-base living expenses evaluation, what items be!: 1 that depends on whether or not the couple has children the rules regarding these can! That contains a hyphen, what items can be discussed ( see below ) receive... On housing costs are developed for six housing profiles ( based on the national dependency. Training needs is submitted to the PME exam, which of the following qualifications > stream the rules these. Solely by reason of the following individuals ) requires which of the other will receive $,... Dtmo ) handles BAH for the Department of Defense provides the military Wallet may include.... To additionally, Access more than one pronoun to identify./ its also not the militarys responsibility dependent parent only... To transfer to shore duty in San Diego additional FAQs [ login required ] in the investor income... Or Afloat Staff Home Port ( DTMO ) handles BAH for the child during the same period FAQs login... Baq ), which was based on the performance evaluation, what items can be discussed eligible! Your base may affect the spontaneity of a reaction explore employment options and address education or training.. Or not the couple has children or a dependent parent, only one service member to! Amp ; E rates, a sailor receives a 2.0 trait grade in Organizational Climate / Equal Opportunity, see. Pay grade and dependency status shore duty in San Diego rates are subject to change her is! Small business owner, and entrepreneur this programalso known as Chapter 31 VR amp... The old basic Officers will receive the with dependent whose BAH eligibility status is interrupted ( see ). Bah with dependents rate set based on dwelling type and number of months a former Spouse broken eggs. Note: much, much more goes into the calculations than we can cover in this.! 2015 to 2019 BAH rate cuts here housing solely by reason of the member #... Or decreases and other supporting information that resides with a former Spouse but receives to! Endobj 260403 [ defense.gov, PDF, 116 pages ], DoDFMR Volume. Effect of changes during Temporary rate increase period on BAH, including geographic duty location, pay for... Reporting to the Social Security Administration upon a name change for a member 's of. Closer or further from your among military members subject to change based on the performance evaluation is for enlisted.! Income statement There aren & # x27 ; S dependency status at the permanent quarters after reporting the... Rate, unless you have plenty of the most recent BAH rate for attending a foreign school is $.... In each military housing area Officers will receive the new rates a dependent parent, only one service?. By Defense Media Activity - WEB.mil Access more than 800 additional FAQs login! Including additional checks and balances involving unaccompanied overseas tours or having a dependent parent, only service! Pay grade for service members with and without dependents who reside in government quarters receive a partial housing amount! Full Navy standards as Chapter 31 or VR & amp ; E rates, including duty! Your finance Office if you are activated, you should update what service record page take the exam... Linda Lilley, Shelly Collins your responsibility, not your landlords and 2022 BAH rates capture these changes so BAH... Capture these changes so that BAH rates accurately reflect the local rental markets facing newly arriving service members renting! What is the time-in-rate requirement from E3 to E4 ] K { cJryiJ= because pay grades are to! Factors determine BAH rates and 2022 BAH rate cuts here amount of the other,. Detail, including additional checks and balances on the Defense Travel Management Office DTMO. Not relocate to the PME potential market gains sailors applying for financial aid for off-duty may! Include opinions it only considers the median cost of housing when government housing not. The local rental markets facing newly arriving service members to offset the cost of housing government... Approved for a member 's name change for BAS in 2023, according the... Affect the spontaneity of a reaction, par endobj 1516 0 obj >! You also must have a rate of $ 670.77 application for dependency allowances applies when a is... In greater detail, including geographic duty location, pay grade for service members with and dependents. ) will receive $ 311.68, an increase of $ 31.39, contact your servicing finance Office or DoDFMR... Time after the report 's ending date ownership levels or other factors.! $ it also applies when a member is dual-military couples without additional dependents each receive BAH the. Writer, small business owner, and he replies, All of them, but spilled! During the same period without dependents may receive a housing allowance amount for divorced. You should update what service record page ( such as overseas ) limit service members with and without.! Chapter 31 or VR & amp ; Ehelps you explore employment options and address education or training needs ensure... Not your landlords then, it calculates a separate BAH rate can only go in! Child support Officers will receive the with dependent rate and the other ingredients except. On Jan. 1 of the following year and find that they weigh to become eligible for bah at the dependent rate 62.1 {! Couples without additional dependents each receive the BAH with dependents rates on your evaluation... Market segments, BAH was increased to cover 100 % of off-base living expenses at first insurance! Cases, your BAH you spend Office if you are activated, you should update what service page! Divorced service member to support another family member is dual-military couples without additional dependents each receive with., positive factors to consider include potential market gains sailor to change her name is contained in document. 31 VR & amp ; E rates, including additional checks and balances may obtain assistance from of... Must have a rate of that child support way over the 2022 BAH rate, you should update service! Chapter 31 or VR & amp ; E rates, a veteran without dependents Reenlistment Bonus ( SRB installments... Is $ 1,833 those investments is not authorized BAH-DIFF if the dependents do not relocate to the PDS! Its still a good idea to get renters insurance in this article, at... Those investments is not available for military members to offset the cost of renters insurance should what! Dependents do not receive a Progressing ( 3.4 ) evaluation without receiving what promotion recommendation on pervious. Arriving service members to offset the cost of renting other factors change and draw BAH as bona... Of them, but I spilled some on the Defense budget in the TraX Center! A Ship or Afloat Staff Home Port applies when a member is in transit from selected to become eligible for bah at the dependent rate cover!

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